Monday, April 22, 2013

Kerry says doubling U.S. non-lethal aid to Syrian opposition

By David Brunnstrom

ISTANBUL (Reuters) - U.S. Secretary of State John Kerry said on Sunday that the United States would double its non-lethal aid to opposition forces in Syria to $250 million and that foreign backers had agreed to channel all future assistance through the rebels' Supreme Military Council.

Kerry stopped short of a U.S. pledge to supply weapons to insurgents fighting to overthrow Syrian President Bashar al-Assad that the rebels have sought.

But he said that the rebels' foreign backers were committed to continuing support to them and "there would have to be further announcements about the kind of support that that might be in the days ahead" if Syrian government forces failed to pursue a peaceful solution to the crisis.

Speaking after a meeting of the Syrian opposition and its 11 main foreign supporters in Istanbul, Kerry said the United States would provide an additional $123 million in non-lethal assistance to the rebels, bringing the total of this kind of U.S. help to $250 million.

Kerry urged other foreign backers to make similar pledges of assistance with the goal of reaching $1 billion in total international support.

A U.S. official said on Friday that new non-lethal U.S. aid could include for the first time battlefield support equipment such as body armor and night-vision goggles. U.S. officials have said in the past that the equipment could include armored vehicles and advanced communications equipment, but Kerry gave no specifics.

He said the United States would work with the Syrian opposition to determine how the money would be spent and added that Washington would also provide nearly $25 million in additional food aid.

Kerry said the foreign supporters had "all committed that the aid and assistance from every country will go through the (rebel) Supreme Military Command."

"Today, it's safe to say that we are really at a critical moment," Kerry said. "The stakes in Syria couldn't be more clear: Chemical weapons, the slaughter of people by ballistic missiles and other weapons of huge destruction. The potential of a whole country, a beautiful country with great people, being torn apart and perhaps breaking up into enclaves (with the) potential of sectarian violence which this region knows there is too much of.

"What we are trying to do is to avoid all of that. And we committed to - we recommitted - because we think there are some people who don't believe that we believe it, or are in fact are committed to it," he said.

Kerry referred to a statement issued after the meeting by Syria's main opposition National Coalition in which it pledged not to use chemical weapons, rejected "all forms of terrorism" and vowed that weapons it attains would not fall into the wrong hands.

In its declaration outlining its vision of a post-Assad Syria and issued following the "Friends of Syria" meeting with Western and Arab backers, the coalition also said it would not allow acts of revenge against any group in Syria.

The latest U.S. expansion of non-lethal aid follows Kerry's announcement in Rome in late February that Washington would shift policy to provide medical supplies and food directly to opposition fighters, an option it had previously rejected.

Despite pressure from some members of Congress and recommendations even from among his own advisers, U.S. President Barack Obama has refused to supply arms to the rebels, reflecting concern that such weapons would fall into the hands of Islamist militants in the ranks of the fractious insurgency.

However, even the limited new steps under consideration suggest that the White House, amid difficult internal debate, is continuing to move slowly toward a more direct role in bolstering the Syrian opposition.

Saudi Arabia and Qatar are among Arab states believed to be arming rebel factions.

(Editing by Robin Pomeroy, Eric Walsh and Paul Simao)

Source: http://news.yahoo.com/kerry-says-doubling-u-non-lethal-aid-syrian-000555607.html

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Tuesday, April 9, 2013

Union Bank FHA Streamline Refinance Rates 2013 | Wojdylo Finance

One of the largest financial institutions in the state of California is Union Bank. In fact, this financial institution used to be named Union Bank of California before you recently changing. For those that are looking to reduce a home loan payment it may be worth it to research Union Bank FHA streamline refinance rates in 2013. By completing the refinance process some homeowners end up saving hundreds and possibly even thousands of dollars a month on a mortgage payment. Luckily, there were many options available when it comes to refinancing a home loan.

// ]]>

Streamline Refinance vs a Second Mortgage or Reverse Mortgage

It is important for all homeowners to recognize that streamline refinance is much different than a second mortgage or a reverse mortgage. When going through the streamline refinance process individuals will simply refinance their current home loan while not taking out a second loan. The refinance will likely have a much lower interest rate which in turn will push monthly mortgage payments down. When taking out a second mortgage or a reverse mortgage there will be a second home loan that is created which could cause financial problems.

union-bank-fha-streamline-refinance

Something else that is very common is a cash out refinance. A cash out refinance is also different from a second mortgage or reverse mortgage in that the refinance will create a new loan that replaces the first mortgage. No matter which refinance process you choose it is strongly suggested to do a significant amount of research which will help you understand what options are available. Also note that Union Bank has refinance options but they are not the only financial institution in the state of California that offers FHA home loans.

By using the FDIC search tool most borrowers of money will find at least 100 financial institutions in the state of California. Make a mental note that some of these financial institutions may not offer home loan products. The only way to find out if these particular banks offer home loans is to look at their website or contact them at a branch location. This is becoming much easier with the advancement of the Internet and smart phones.

Union Bank FHA Streamline Refinance Rates 2013

While it would be very useful for me to update refinance rates at all banks it is simply not possible. There are over 7000 financial institutions spread throughout the United States and I do not have the time to update 15 and 30 year fixed mortgage rates. Even though this is true I still update some of the larger financial institutions. Make sure to check out the Wells Fargo FHA page which has daily, weekly and monthly interest rates for home loans.

// ]]>

There is a very good possibility that I will only update weekly and monthly in the near future as life does call. With this being true I would suggest individuals who are looking for daily rates to use use Zillow or BankRate.com. These web entities offer local interest rates for anywhere in the United States. If you do not find local interest rates on these pages you may want to contact some local banks.

With the advances in technology it is often the case that homeowners can use their smart phones to get financial information. Some of the larger financial institutions offer apps for the iPhone and Android phones. You may also find independent apps that help homeowners find out mortgage interest rates today. Make certain to recognize that there are some apps that may not be 100% accurate. To test the validity of these apps look at the reviews and understand who is providing the data.

Refinancing with a Bad Credit Score

Refinancing a home loan with a very low credit score can be quite difficult. In fact, there some financial institutions that will not allow homeowners to refinance if they do not have a credit score above a certain number. Whether you have a credit score of 500 or 650 there could be problems if you do not improve your financial standing. One of the best ways to do this is to make 100% certain all bills are paid on time and in full. By doing this you will be telling financial institutions that you are responsible with your money and you will take the necessary steps to pay bills on time.

It should come as no surprise that some individuals are looking for bad credit home loans or bad credit refinancing in April 2013 and beyond. Rather than trying to refinance with a low credit score it may be a good decision to create a strong weekly or monthly budget and save money. By saving money and paying bills on time it will be a natural progression for a credit score to increase. By obtaining a credit score in excess of 750 homeowners will have many more financial opportunities than those who have a credit score under 700.

There are home loan lenders that help those with bad credit. In fact, the government has worked very hard to help those who have seen the value of their home drop. Most of these individuals are underwater in their mortgage meaning that they own more than their home is worth. The federal government has created the whole affordable refinance program (HARP) which allows homeowners who are underwater to refinance. If your loan to value ratio is above 100% the home affordable refinance program may be right for you.

Unfortunately, understanding all the ins and outs of the home affordable refinance program can be quite difficult. In fact, it has taken me several hours and even days to understand what refinance opportunities are available to all. When looking to refinance through HARP I would suggest looking at the making home affordable government page. This page has several hundred pages of documents that will help explain how refinancing works and how it could help you save money.

With 30 year fixed mortgage rates below 3.5% many homeowners stand to benefit from the refinance process. Unfortunately, some of these homeowners have made poor financial decisions in the recent past which makes it very difficult to lock in these low rates. This is one of the many reasons it may be a good choice to look up government programs that help individuals who are struggling with their money. It may also be wise to look at many financial lenders and banks to see if they can help bad credit borrowers.

Refinancing a Home Loan in California

As mentioned at the beginning of this article Union Bank is one of the largest financial institutions in California. Most of us recognize that home values have dropped in the state of California during and after the credit crisis. This can make it extremely difficult to refinance a home. If homeowners currently owe more than the home is worth many banks will not allow them to refinance. This is unfortunate because it could end up saving the homeowner a significant amount of cash each and every month.

Understand that there are financial institutions that will be more than willing to help when it comes to taking out a home loan at low interest rates. Even if you find that several lenders are unwilling to help do not give up. Below are some of the largest financial institutions in the state of California that can help when it comes to taking out an FHA home loan:

  • Bank of the West
  • First Republic Bank
  • City National Bank
  • OneWestBank
  • East West Bank
  • Silicon Valley Bank
  • Wilshire State Bank
  • Opus Bank
  • Hanmi Bank
  • Community Bank
  • West America Bank

Remember that these are not the only names that just the larger names that have headquarters within the state of California. This list also does not include banks that have headquarters elsewhere but do have a presence in California. Some of these financial institutions include Citibank and Bank of America. If you are looking for something local I would strongly suggest using Google maps on a computer or a smartphone. Google maps makes it much easier to find something that is very close to you.

By typing in bank loan or home loan and then your address or zip code you will find the lenders in your area that are willing to create some type of financial product. It is also true that individuals on a smart phone will be able to call these lenders from the Google maps mobile app. This is much different than in years past as we used to have to write the number down and then punch it in the phone.

No matter what you decide when it comes to refinancing home loan always think about the long-term outcome. Some people may want to refinance with adjustable mortgage interest rates as ARM rates tend to be lower. Unfortunately, they are also adjustable so they could end up coming back to haunt you in the future. Those with adjustable mortgage interest rates could end up seeing much higher interest rates in five or seven years.

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Source: http://www.wojdylofinance.com/union-bank-fha-streamline-refinance-rates-2013/

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Thursday, March 28, 2013

Google+ App Updates Focus on Photos, Tweak Text

Google has made another bid in its attempt to take on Facebook for social media supremacy with the launch of iOS and Android updates for Google+. The revamped apps have improvements in four areas -- photos, posts, profiles and communities. "Everybody wants to share whatever they're doing whenever they're doing it, and mobile is the place to be," said Andrew Eisner, director of community and content at Retrevo.

Source: http://ectnews.com.feedsportal.com/c/34520/f/632000/s/2a064173/l/0L0Stechnewsworld0N0Crsstory0C776340Bhtml/story01.htm

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Monday, February 25, 2013

The Note's Must-Reads for Monday, February 25, 2013

The Note's Must-Reads are a round-up of today's political headlines and stories from ABC News and the top U.S. newspapers. Posted Monday through Friday right here at www.abcnews.com

Compiled by ABC News' Jayce Henderson and Amanda VanAllen

PRESIDENT OBAMA: The Boston Globe: " New group seeks to 'strengthen progressive movement'" Two top political consultants to President Obama are forming a public advocacy group funded by donations from wealthy individuals and corporations. It is aimed at making political and legislative changes at the federal and state levels. The Organizing for Action says it will be nonpartisan and steer clear of election activity, although the line between issue disputes and electoral politics can be fuzzy. The first of an expected wave of ads on gun control, for example, has targeted only Republicans. LINK

SEQUESTER CUTS: ABC News' Rick Klein: " President Obama Faces 'Cliff Fatigue' in Latest Budget Fight" Hundreds of thousands of jobs are at risk. Delays await at airports. Padlocks are ready at national parks. The nation will suffer greater risk of wildfires, workplace deaths, and even surprise weather events, if government predictions are to be believed. Our entire military readiness and superiority are at risk. What if nobody cares? LINK

The Hill's Bernie Becker: " White House details state-by-state impact of looming sequester cuts" The White House escalated its efforts to pressure congressional Republicans on sequestration, releasing new reports that showed the state-by-state impact of some $85 billion in automatic spending cuts. President Obama's administration for days has been stressing the real-world implications of the spending cuts, which start going into effect on Friday, and has increasingly tried to bring that message directly to voters. LINK

The Los Angeles Times' Paul West: " As Federal cuts near, White House trades blame with Republicans" With no progress evident in Washington's latest budget battle, the White House opened a new front Sunday by releasing state-by-state estimates on the effects of about $85 billion in spending reductions. The across-the-board cuts are scheduled to take effect Friday, but the two sides appear more eager to pin blame than to avert a potential economic crisis. LINK

The New York Daily News' Dan Hirschhorn: " Dems and Republicans take to Sunday morning airwaves to point fingers as sequester cuts loom" Billions of dollars in automatic cuts are set to hit government spending this week - and Washington is in full hysteria over who's to blame and just how bad it will really be. Democrats and Republicans took to the airwaves Sunday, each in a last-ditch attempt to blame the other for the so-called "sequester" cuts and to debate the impact on Americans' everyday lives. Democrats said Republicans haven't come to the table with a serious compromise to the replace the automatic cuts. LINK

USA Today's Susan Davis: " Sequester: 'Collateral damage' of budget war may be huge" Coming soon, the lines at airport security might get longer, the hours of service at Head Start centers might get shorter and the FBI might have fewer agents tracking down bad guys. These are only a few of the potentially sweeping effects of the latest battle in the ongoing two-year budget war between President Obama and a divided Congress. Across-the-board spending cuts totaling $85 billion start kicking in Friday if Washington doesn't act. LINK

The Wall Street Journal's Janet Hook and Peter Nicholas: " Fresh Front in Budget Battle" Already looking past the current budget impasse gripping the capital, congressional leaders are quietly considering a deal to avert a government shutdown next month-but at the cost of prolonging across-the-board spending cuts. Attention is beginning to shift from Friday, when the broad cuts known as the sequester kick in, to the next budget deadline: Congress must pass a so-called continuing resolution by the end of March to keep funding government operations. LINK

The New York Times' Jonathan Weisman: " Budget Impasse Signals a Shift in G.O.P.'s Focus" With Congress unlikely to stop deep automatic spending cuts that will strike hard at the military, the fiscal stalemate is highlighting a significant shift in the Republican Party: lawmakers most keenly dedicated to shrinking the size of government are now more dominant than the bloc committed foremost to a robust national defense, particularly in the House. That reality also underscores what Republicans, and some Democrats, say was a major miscalculation on the part of President Obama. LINK

The Washington Post's Zachary A. Goldfarb and Paul Kane: " White House releases state-by-state breakdown of sequester's effects" The White House on Sunday detailed how the deep spending cuts set to begin this week would affect programs in every state and the District, as President Obama launched a last-ditch effort to pressure congressional Republicans to compromise on a way to stop the across-the-board cuts. But while Republicans and Democrats were set to introduce dueling legislative proposals this week to avert the Friday start of the spending cuts, known as the sequester, neither side expected the measures to get enough support to pass Congress. LINK

TEA PARTY: The Washington Times' Seth McLaughlin: " Tea partyers fight for right-thinking GOP" Though years in the brewing, the internal fight over the direction of the Republican Party has exploded onto front pages and political talk shows this month after strategist Karl Rove announced the formation of a new political action committee designed to promote more electable candidates. Fed up with what they see as a sellout of their small-government agenda and tired of Election Day disappointments, tea partyers and many conservatives are firing back. LINK

IMMIGRATION: Politico's Kate Nocera: " Congress facing signs of immigration roadblocks" The push for immigration reform on Captiol Hill has been in overdrive thus far in 2013, but last week's recess serves as a reminder - if one was needed - that the issue is far from settled. On the face of things, there's plenty of momentum in Congress: The Senate Gang of Eight hopes to have a bill by mid-March; labor and business groups agreed on basic principles for low-skill workers; and a series of congressional hearings on the topic already have begun in earnest. LINK

BOOKMARKS: The Note: LINK The Must-Reads Online: LINK Top Line Webcast (12noon EST M-F): LINK ABC News Politics: LINK George's Bottom Line (George Stephanopoulos): LINK Follow ABC News on Twitter: LINK ABC News Mobile: LINK ABC News app on your iPhone/iPod Touch/iPad: LINK

Also Read

Source: http://news.yahoo.com/notes-must-reads-monday-february-25-2013-081101115--abc-news-politics.html

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Panasonic's New Sensor Captures 3D Images With a Single Lens

Using similar techniques that enable the Nintendo 3DS to display 3D images without the need for special glasses, Panasonic has developed a new image sensor that can capture 3D stills and videos without the need for multiple lenses. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/mF1QZ_4sh5w/panasonics-new-sensor-captures-3d-images-with-a-single-lens

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Monday, February 18, 2013

LaLa Anthony and Fabolous Kin Pin Bowling Party NBA All Star Weekend

Atlanta?s ?BCB Media Group presented?Kin Pin Celebrity Bowling?Challenge Day party doing NBA All Star Weekend 2013 in Houston. The event was sponsored Monster ?and free headphones where given away through out the day.

DJ?Trauma?and DJ MLK?rocked the music and the lovely LaLa Anthony and Fabolous were the host. Trey Songz, Slim Thug, DJ Clue, Terrell Owens and John Wall of the?Washington?Wizards bowled with other celebrities.

Check out the photos of the celebrities?that were in the building

- Eric Black

Source: http://feedproxy.google.com/~r/rollingout/~3/5wommIwAcNo/

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Saturday, February 16, 2013

Full Court Press: Press: Don?t expect a new pope to change the Catholic Church

Bill Press observes that this has been a big week for news ? the Senate renewed the Violence Against Women Act, there was a showdown with a cop killer who used to be a cop, President Obama gave the State of the Union address. But one item overshadowed all else ? the resignation of Pope Benedict XVI. After all, says Bill, there?s a State of the Union address every year, but it?s been nearly 600 years since a pope resigned. Bill says there?s probably no need to wonder why and that the bigger question is, ?What difference will a new pope make?? The answer: ?Expect a new face, but with the same old, tired policies.?

Source: http://current.com/shows/full-court-press/videos/what-difference-will-the-new-pope-make/

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Thursday, February 14, 2013

Gitmo official: No eavesdropping on lawyers

(AP) ? A senior Guantanamo official says the FBI installed hidden microphones that have sparked fears of eavesdropping among defense attorneys in the Sept. 11 case.

Army Col. John Bogdan says the FBI set up the sound system in the meeting rooms for use by its agents at the U.S. base in Cuba. Bogdan, who is in charge of detention operations, testified that the military does not use the microphones to monitor private conversations between prisoners and lawyers.

He told the court he wasn't even aware of the microphones that look like smoke detectors until defense lawyers recently discovered them. He testified Wednesday in a hearing to determine if the government has eavesdropped on the defense in the Sept. 11. The issue has dominated a four-day pretrial hearing in the case.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2013-02-13-CB-Guantanamo-Sept-11-Trial/id-fadc04cec912493c80ce8b9529d665e8

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Tim Southee recovering well from thumb injury ? Cricket News ...

Tim Southee recovering well from thumb injury ? Cricket News Update

New Zealand seamer, Tim Southee, is confident of reuniting with the rest of his teammates during the ongoing home series against England after recovering from a thumb injury he sustained in late December.

The fast bowler injured himself while fielding during a domestic game for Northern District and was ruled out from the team?s tour of South Africa, where they were lost the T20I and Test series, before claiming win in the 50-over format. He was originally omitted for the shortest version due to the birth of his first child but missed out on selection completely due to extent of the injury. ?

The player had been in supreme form before that, helping his side to claim a famous victory on Sri Lankan soil. The bowler picked up 12 wickets in the two-match series, eight of which came in the second Test, which his side won by 167 runs.

He has set sights on returning to the domestic circuit first, where his side will be facing Wellington in the Plunket Shield from February 14. Ironically, Southee picked up the injury when the two sides last played each other in the same competition two months ago.

"I'm excited to get back out there. It's probably the longest layoff I've had. There wasn't a break but I ripped the ligaments clean off the bone. It was in a full cast for two and a bit weeks, then a splint for a while after that. Four or five weeks after surgery I was back into a bit of bowling, and I was also able to do some running and gym work," Southee was quoted as saying by Fairfax NZ News.

The 24-year-old is also hopeful of playing some part in the upcoming ODI series against England, which will commence following the conclusion of the T20I series, currently locked at one a piece. In addition to that, both sides will further lock horns in the Tests, beginning from next month.

"I'll play this game and keep in touch with the New Zealand medical staff and Brendon [McCullum, the captain] and Mike [Hesson, the coach] as well. I guess it's up to them what they want to do, whether [I'll] be involved in the one-day series or just get myself right for the Test series."

Source: http://blogs.bettor.com/Tim-Southee-recovering-well-from-thumb-injury-Cricket-News-Update-a213505

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Sony Mobile's top marketing guy, Steve Walker, resigns effective at the end of M...

Sony Mobile's top marketing guy, Steve Walker, resigns effective at the end of March

Sony Mobile's global marketing head, Steve Walker, is hanging up his slogans and taglines at the end of March, but not before he helps Sony market what essentially ?

Source: http://www.facebook.com/PhoneArena/posts/10151437658094598

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Wednesday, February 13, 2013

Vicar of St George?s Church, Baghdad: no better time than Lent to reflect

12 February 2013

Vicar of St George's Church, Baghdad: no better time than Lent to reflect

The vicar of St George's Church, Baghdad, has written a special reflection focusing on how Lent is a special time to refocus on God, to mark the launch of the Reflections for Lent 2013 app from Church House Publishing.

Cn Andrew WhiteCanon Andrew White writes: "For all in this land Lent is combined with the fast of Nineveh and is an intense time of giving thanks to the Lord? In the midst of our immense suffering we remember the suffering of our Lord, culminating in his intense suffering on the Cross. That time though was also his greatest time of glory and also our greatest time of glory. So this is a time when we all draw near to God and He draws near to us. There is no better time to do this than to find time to reflect."

The full reflection is available at: www.chpublishing.co.uk

Lent 2013 begins on Ash Wednesday (13th February) and ends on Easter Eve (30th March). Many treat this time as a way of preparation for Easter. The concept of fasting for '40 days' (Sundays are sometimes excluded by those observing Lent) is to reflect the 40 days Jesus fasted in the desert. More on Lent is available at http://www.churchofengland.org/our-faith/being-a-christian/lent.aspx

Reflections for Lent 2013 app, containing daily reflections on Bible passages by four leading authors, produced by Aimer Media for Church House Publishing, is available from iTunes for ?1.99 at http://itun.es/i6JV4Gd.?

The contributors to Reflections for Lent are: the Rt Revd Stephen Cottrell (Bishop of Chelmsford), the Rt Revd Steven Croft (Bishop of Sheffield), Barbara Mosse (Anglican priest and writer) and Mark Oakley (Canon Chancellor of St Paul's Cathedral).

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Notes?

The full reflection reads:?

Again we are about to enter the time of Lent, the time when we remember the
time of Jesus fasting in the wilderness and the approach of Easter. For many it
is the time they will give up something; hopefully for all followers of Christ
it will also be the time they take up further spiritual reflection. Apps, books and e-books such as Reflections for Lent help us regain our right focus.

For those of us here in Iraq, Lent is longer and has a very real focus. Here
Lent is preceded by two further important events. First is the fast of Jonah,
three days with no food at all. Many will not even drink in this period. This
remembers Jonah in the belly of the whale when he did not eat or drink. Then we
come to the fast of Nineveh for 10 days leading into Lent. This remembers the
fasting of the Assyrians, when they turned from their evil ways to the Almighty.

The fact is that to this day all the Assyrians are Christian and all the Christians of Iraq come from Nineveh.

So for all in this land Lent is combined with the fast of Nineveh and is an
intense time of giving thanks to the Lord for sending us a miserable evangelist
in a submarine, but also a time of suffering and glory. In the midst of our
immense suffering we remember the suffering of our Lord, culminating in his
intense suffering on the Cross. That time though was also his greatest time of
Glory and also our greatest time of glory. So this is a time when we all draw
near to God and He draws near to us. There is no better time to do this than to
find time to reflect.

Canon Andrew White, Baghdad

Source: http://www.churchofengland.org/media-centre/news/2013/02/vicar-of-st-george%E2%80%99s-church,-baghdad-no-better-time-than-lent-to-reflect.aspx

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Friday, February 8, 2013

Tired of wimpy magnets? Try Strong Like Bull Magnets

Face it.? The force of magnetism is simply amazing, and magnets are useful and fun.? We use them to hold up everything from grocery lists to our kids’ artwork.? But many magnets are just plain wimpy—either they are poorly constructed and fall apart or the force of their magnetic field is too weak to be [...]

Source: http://the-gadgeteer.com/2013/02/07/tired-of-wimpy-magnets-try-strong-like-bull-magnets/

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Tuesday, February 5, 2013

Stock market has worst day this year; Dow off 129

The stock market is closing out its worst day so far this year, bringing the Dow average back below 14,000.

The drop, which erased 129 points from the Dow Jones industrial average, came on the first trading day after the index closed above 14,000 for the first time since the financial crisis.

The Dow ended at 13,880 Monday, down 0.9 percent.

Other indexes fell slightly more. The Standard & Poor's 500 index fell 17 points to end at 1,495, a loss of 1.2 percent.

Technology stocks fell more than other sectors, pulling the Nasdaq lower. The technology-heavy index fell almost 48 points, or 1.5 percent, to 3,131.

Falling stocks outnumbered rising ones nearly four to one on the New York Stock Exchange. Volume was average, 3.4 billion shares.

Source: http://news.yahoo.com/stock-market-worst-day-dow-off-129-211726397--finance.html

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Friday, January 25, 2013

AMI Foundation Offers Worker Safety, Human Resources and the ...

The AMI Foundation is offering an educational conference this March that will address critical worker safety, human resources and environmental issues. The Conference on Worker Safety, Human Resources and the Environment will be held March 20-21, 2013, at the Westin Crown Center, Kansas City, Missouri.

With nearly half a million people working in the meat and poultry industry, worker safety, health and human resource issues are vitally important. The industry faces an aging workforce and climbing healthcare costs, while government initiatives related to worker safety and personnel management require companies to stay abreast of complex, technical, regulatory and legal issues.

Worker safety sessions will focus on plant security and food defense, industrial hygiene for meat plant operators, safe work permit programs, an update on OSHA and regulations, fire safety, contractor safety and limiting liability and a review of worker safety case studies.

Human resources sessions will include topics such as employee retention trends, media training for professionals, health clinic programs, succession planning and an Affordable Healthcare Act update.

Environmental issues continue to garner increased attention, with government and consumer focus on sustainability and environmental impact. Workshop sessions will focus on how the industry is dealing with key environmental issues, including resource conservation, greenhouse gas emissions and waste management.

Furthermore, a preconference workshop entitled Fall Protection Training will take place on Tuesday, March 19, 2013 from 1-5 p.m. Taught by Ellis?Fall Safety, this fall safety protection training is an interactive session with hands on application and equipment demonstrations.? The course will cover fall protection regulations, controls, anchorage points and specialized equipment.

Source: http://www.groceryheadquarters.com/2013/01/ami-foundation-offers-worker-safety-human-resources-and-the-environment-conference-in-march/?utm_source=rss&utm_medium=rss&utm_campaign=ami-foundation-offers-worker-safety-human-resources-and-the-environment-conference-in-march

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Wednesday, January 23, 2013

Using real-world evidence to support medical communications ...

Posted 21st January 2013 in Articles | Register to comment

Sally Bull and Andy Turner

Complete True Life

When planning a medical communications strategy, Sally Bull and Andy Turner discuss the importance of including real-world evidence-based research in order to support value demonstration in the development of pharmaceutical products.

Real-world observational patient studies are becoming a necessity to support value demonstration in the development of pharmaceutical products, both to validate early marketing insights and to support evidence-based health economic arguments as part of the reimbursement process.

We believe that real-world observational patient studies need to be embraced within medical communications planning to provide clear and relevant messages to all key stakeholders ? health-care professionals, patients, payers and governments.

The role of medical communications

A medical communications agency will work closely with a pharmaceutical brand team to ensure all the relevant data that supports the product reaches the target audiences in a clear and consistent way, using a wide range of media. This includes, but is not exclusive to, journal articles, congress posters, learning resources, scientific slide kits, animations, materials for sales representatives, and media materials to support PR. Digital communication tools, such as social media initiatives, are also employed in communicating the brand story, and are becoming an increasingly important resource in the brand teams? communication tool kit.

?

?There is now, however, an increasing requirement from stakeholders to evaluate the effectiveness of medicines when used in routine clinical practice??

?

The core principle of medical communications is to use these different channels to educate and inform a wide variety of stakeholders about the risks and benefits of new therapies. This has historically been supported by the use of clinical data from Randomised Controlled Trials (RCTs) which provides evidence on efficacy and safety for healthcare interventions.

The rise of real-world studies

There is now, however, an increasing requirement from stakeholders to evaluate the effectiveness of medicines when used in routine clinical practice by conducting real-world observational patient studies.

By conducting a real-world study, additional information is made available to understand patient populations, patient sub-groups, health resource use, cost effectiveness / utility arguments and patient reported outcomes. This all needs to be clearly packaged and communicated in alignment with the clinical data to support the best chances for successful reimbursement.

The patient as a key stakeholder

An increasingly important element of this communication is now centring on the patient as a key stakeholder.

Understanding the patient journey in relation to the management of a condition over time is a central requirement. Key questions that can be asked in a real-world observational study to help support this are:

? What type of treatment does the patient receive?

? What influence does the patient have over treatment decisions?

? Which health care professionals has the patient seen on the journey and at which stage?

? How long has a diagnosis taken?

? How long after the diagnosis was a medication prescribed?

? What switching patterns occur and at what decision points are these switches taking place?

Real-world studies provide an opportunity to hear the patient voice by recording information from the physician on presenting patients and then matching it with data collected directly from the patient.

?

?Real-world studies provide an opportunity to hear the patient voice??

?

Data collected directly from the patient can incorporate validated Patient Reported Outcomes (PRO) measures to gain a robust understanding of specific areas relating to their condition, including Health Related Quality of Life (HRQoL), severity, symptoms, and functionality.

Understanding routine clinical practice for insights and evidence

Real-world studies open a ?true-to-life? window on what is happening in routine clinical practice and can add to the weight of evidence already provided by the clinical trial programme. This evidence can be gathered either to validate early insights work in the development of establishing brand value or to provide evidence based health outcomes / economic arguments to support the reimbursement process.

Real-world insights

Data from real-world studies can assist in validating hypothesis that have been developed from early insights work to demonstrate what value a new product will need to exhibit in order to maximise the opportunity for market access.

Medical communications companies that can offer a deeper understanding of how to incorporate real-world insights to identify the most appropriate channels for targeting value demonstration, which will ultimately provide enhanced communications for their target audience.

The communication of messages associated with a specific sub- group of the patient population, where the unmet need matches the value proposition for the brand, will have greater success than generating generic messages to the total population.

Real-world evidence

Identification of evidence gaps via real-studies rather than the clinical trial programme can provide additional opportunities for medical communications.

There is an increasing need, particularly from payers, to provide additional publishable real-world evidence which can be included as part of the reimbursement submission.

?

?There is an increasing need, particularly from payers, to provide additional publishable real-world evidence??

?

Evidence that demonstrates the burden of illness within a defined real-world patient population can then be associated with the value of reducing the burden with the selected intervention. By showing this in real clinical practice, the drug is more likely to gain a favourable reimbursement decision.

An understanding of how to utilise real-world studies to support these evidence gaps again provides additional opportunities for enhanced medical communications.

The message is clear; real-world studies are a vital tool in medical communications, and will become increasingly important in the near future as the information they provide is sought by physicians, patients, and payers within the healthcare system.

As part of the medical communications planning process, serious consideration should be made to understand the relevance and need for real-world insights and evidence based research to add value and validity to your recommendations.

?

complete-truelife-banner

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About the authors:

Sally Bull is Research and Operations Manager at Complete True Life.

You can contact her at: sally.bull@completetruelife.com

Andy Turner is Head of Complete True Life.

You can contact him at: andy.turner@completetruelife.com

How can payers provide pharma with publishable real-world evidence?

Source: http://www.pharmaphorum.com/2013/01/21/using-real-world-evidence-support-medical-communication-strategy-implementation/

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Tuesday, January 22, 2013

Apple pulls 500px photo app over nudity concerns

8 hrs.

Apple has pulled two popular photography apps from the iOS app store, reportedly because the company found it too easy to find nude images ? though, notably, not pornographic ones. 500px, whose apps were removed, is resubmitting them with adjustments, but Apple is already being criticized for this seemingly arbitrary policy.

The apps were taken down Tuesday morning, following discussions between 500px and Apple relating to a new version of the app. With nearly a million downloads at the time of the takedown, 500px's main app was a popular way to share photos online ? and not not a new one, either. The version Apple removed was functionally much the same as the one approved back?in October of 2011.

500px cofounder Evgeny Tchebotarev told TechCrunch that an Apple reviewer rejected their proposed update on the grounds that it let users search for nude photos. In fact, the app defaults to a safe search mode that can only be disabled via the main website.

Furthermore, the nude photos that one might search for are of the art variety, not porn. "We don?t allow pornographic images. If something is purely pornographic, it?s against our terms and it?s deleted," Tchebotarev?said.

On Twitter and at various blogs and news websites, Apple came under fire almost immediately. Among others, the company's?own Safari Web browser app can be used to find explicit images extremely easily.

It's not the first time Apple has been attacked for what people view as its Puritanical restrictions on apps. Web browsers in the app store are age-restricted because they could be used to find adult material, and the company has also removed what it feels are adult titles from its bookstore, prompting widespread criticism.

Tchebotarev took to Twitter to say that his company is hoping to get its?iOS app back online soon, presumably after some Apple-suggested adjustments have been made.

UPDATE 5:21PM: An Apple representative tells GigaOM that there were complaints of child pornography, although the CEO denies this was mentioned to them:

"The app was removed from the App Store for featuring pornographic images and material, a clear violation of our guidelines. We also received customer complaints about possible child pornography."

Devin Coldewey is a contributing writer for NBCNews Digital. His personal website is?coldewey.cc.

Source: http://www.nbcnews.com/technology/technolog/apple-pulls-500px-photo-app-over-nudity-concerns-1B8068231

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Knowing a Little of Everything Is Often Better Than Having One Expert Skill

Knowing a Little of Everything Is Often Better Than Having One Expert SkillCreativity and innovation seems to flow from dedication to a particular type of work, but productivity and ideas blog the 99u noticed a trend: the best stuff seems to come from generalists, or people who know about a wide variety of topics.

You can't know about just one thing. Not only does that make you an often boring conversationalist, but it prevents you from connecting with others through your work as well. Thinking of things without any connection, without multiple perspectives, leads to work that's often un-relatable. Being more of a generalist makes it possible to take something personal and share it with others in a way they not only understand but can appreciate:

At the same time, creativity often requires drawing analogies between one body of knowledge and another. Pablo Picasso merged Western art techniques with elements of African art. He was struck by the way African artists combined multiple perspectives into a single work, and that helped lead to the development of cubism. Similarly, great scientists often draw parallels between different areas to create new ideas. In the history of science, Johannes Kepler struggled to understand how the planets could move around the sun, and drew on his knowledge of light and magnetism to try to understand the force that moved the planets.

So don't feel you have to be incredible at one single thing. Often the best work comes from those who attempt to understand everything they can.

Picasso, Kepler, and the Benefits of Being an Expert Generalist | The 99u

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/Q6yg5hRqdWo/knowing-a-little-of-everything-is-often-better-than-having-one-expert-skill

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Saturday, January 19, 2013

Tipu Sultan University caught in Congress-BJP tangle

BANGALORE: Its a name which has lifted a hackles of some, yet they have been not antithetic to an additional university being set up in Karnataka.

The Union method of minority affairs preference to set up a university upon public-private partnership indication in Srirangapatna, fifteen km from Mysore as well as name it after Tipu Sultan, has turn a bone of row between domestic parties. BJP MLC as well as orator G Madhusudan has against observant no land will be since for environment up a university, whilst a Congress has taken a mount which a BJP government?s acceptance or rejecting frequency counts for a university?s environment up.

Ignoring a protests, a Union apportion of minority affairs is starting brazen with it along with 4 alternative varsities opposite a where minority students will get 50 per cent reservation. The alternative 4 universities have been programmed in West Bengal, Bihar, Madhya Pradesh, Jammu as well as Kashmir all to be set up in organisation with a Maulana Azad Education Foundation functioning underneath a ministry.

It does not make a difference to us either Karnataka supervision gives us land or not since being a public-private partnership, you can find land from in isolation parties. There have been most who have offering to present land or a wafks house can give us,? Union apportion for minority affairs K Rahman Khan told TOI upon Thursday.
Apart from not being underneath a state supervision ?s requisite for land, Khan pronounced a 5 varsities have been being proposed underneath Constitution?s Article 31 (rights to minorities to begin tutorial institutions). His method has already constituted a row headed by late UGC authority Sukhadeo Thorat to hope for a feasibility inform for a 5 varsities, pull up a synopsis as well as contention a same by February.

However, Madhusudan feels a varsity , which will have 50 per cent of students from a minorities will disquiet a community harmony. We will put vigour upon a state supervision not to await a Centre in substantiating a university during Srirangapatna,? he said.

Slamming Madhusudhan, pposition personality in a public Siddaramaiah said: Show me a single aristocrat in India who kept his sons as hostages with a British. He was a single between a initial to take upon a British. If someone opposes Tipu Sultan university being set up, it smacks of casteist feelings.?

On reports which 2,000 acres of land will be required, Khan said:Its a fetish of aptitude which a Tipu Sultan university will need 2,000 acres of land. We need usually 50-100 acres as well as most have come brazen to give. We have not done any ask to a Karnataka government.?

Source: http://www.fillbag.com/2013/tipu-sultan-university-caught-in-congress-bjp-tangle/

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SF International Badminton Team Thrives Under Volunteer Coach ...

Coach Hoa Tran of San Francisco International High School loves the sport of badminton so much that he volunteers his time to work in a school with no gym.

?One thing about this school is we have lots of heart,? says Tran. ?Kids are really enthusiastic about doing stuff.?

San Francisco International was home to an elementary school but now is a high school for new immigrant students. Now in its fourth year, it has an enrollment of 350 students who come from different countries including Latin America, China, the Middle East and Russia.

With a diverse student body comes a diverse athletics program. Last year, the school?s badminton team of seven boys and seven girls competed for the first time in badminton with other high schools in the league.

The team achieved third place in boys? singles and doubles in the 2012 California Interscholastic Federation (CIF) tournament. This year, Coach Tran plans to add more players to the roster to allow students the opportunity to practice.

Now employed at Apple Inc., Tran started his journey with SF International by volunteering first as a computer technician.?Then, last year, when students requested a badminton team, SF International Athletics Director Jose Urista asked Tran if he was interested in coaching. Tran, who plays badminton recreationally in South Francisco and in Millbrae, gladly accepted the position.

?The response has been great,? Urista says, ?The badminton team is having fun, but it?s a growing experience.?

Tran coaches Mondays and Tuesdays on his days off from Apple, and he changes his work schedule to accommodate on game days.

Badminton is officially is played indoors, but the school team has no gym. Without an official court, students often practice outside and they sometimes resort to hitting the birdie back and forth in the halls. A few days a week they practice a the Boys and Girls club but they are limited to one hour sessions. The team plays outside and sometimes practices in the second floor with low ceiling. Coach Tran says he?s searching for an additional borrowed gym for his team. He?s even willing to give badminton workshops to the community in exchange for practice space.

In a small school without a gymnasium, students sometimes resort to hitting the birdie back and forth in the halls. Coach Tran says he?s searching for a borrowed gym for his team. His creative approach is trading badminton workshops to the community in to in exchange for practice space.

?We do what we can. The whole idea is kids can participate in some kind of sport and, in a team environment, get used to team work,? says Tran.

Since the team is limited to practice on an official badminton court, Tran takes them early to match locations to practice before and after games. ?Other schools have a bit of an advantage because they have a gym,? he says.

Urista said in an email that he may contact the SF Parks and Recreation regarding the possibility of accessing more practice space in for the badminton team.

Although similar to tennis, badminton, is its own game. It is played at a much faster speed, and players hit a shuttlecock or birdie, a cone-shaped feathered ball, with their racquets. With a history that dates back to the 18th century in British-ruled India, badminton became an Olympic sport in 1992. The sport is wildly popular in Asia.

?It is much faster than a tennis ball, so a lot of times, it?s the memory muscle that comes into play,? says Tran. ?If you play every day, the reflex becomes automatic. But if you don?t play enough, that is when you play slow and miss a hit.?

Qiwen Huang, a junior from China, who played last season, says she learned how to play badminton from her parents back home. ?Badminton is a good exercise. It can help you be cooperative with other people and get know each other,? says Huang.

Two new incoming players, Sai Bathal from India and Anas Belloozi from Morocco, have high spirits about playing in their first season with SF International.

?I will bring a lot of medals.? says?Bathal, a sophomore who has been playing for eight years.

Belloozi a junior has only been playing for two months but already is developing the talent and the confidence of his more seasoned teammate. ?This year, we are going to be champions,? he says.

Along with muscle memory, Tran says, badminton is a game that requires focus and intensity. He says he tries to teach his players ?to hit (the birdie) back with a purpose, to put in a place, and not just hit back.?

Source: http://missionlocal.org/2013/01/sf-international-badminton-team-thrives-under-volunteer-coach/

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Friday, January 18, 2013

Chicago Top City for Bed Bugs

Jan 18, 2013 11:16am

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gty bed bugs chicago nt 130118 wblog Chicago Top City for Bed Bugs

Chicago tops Orkin's list of cities for bed bugs. (Image credit: Getty Images)

Bed bugs are on the rise again in the U.S., which means business is booming for pest control companies like Orkin.

With increased travel, both internationally and domestically, and higher bed bug resistance to existing pesticides, Orkin has seen an almost 33 percent boost in bed bug business compared to 2011.

The company has just released its rankings of U.S. cities in order of the number of bed bug treatments from January to December 2012. The ?Windy City? of Chicago tops the list, followed by Detroit, Los Angeles, Denver and Cincinnati.

?This list shows that bed bugs continue to be a problem throughout the U.S.,? Ron Harrison, Ph.D., Orkin entomologist and Technical Services Director said in a statement. ?Based on the diversity of cities on the list, we all need to be very cautious when we travel ? whether it is business or pleasure, or to visit family, friends or vacation.?

Bed bugs are about the size and color of a flat apple seed, and are found not only on mattresses and upholstery, but in suitcases, boxes, shoes, wallpaper and headboards.

Harrison stresses that it?s important to be vigilant and take proper precautions wherever you are. It?s a common misconception that sanitation is a factor in developing the tiny pests, Orkin says.

Here are the top 50 U.S. cities, ranked in order of the number of bed bug treatments.? The number in parenthesis is the shift in ranking compared to January to December 2011:

  1. ??? Chicago (+1)
  2. ??? Detroit (+1)
  3. ??? Los Angeles (+2)
  4. ??? Denver
  5. ??? Cincinnati (-4)
  6. ??? Columbus, Ohio
  7. ??? Washington, D.C. (+1)
  8. ??? Cleveland/Akron/Canton (+5)
  9. ??? Dallas/Ft. Worth (-2)
  10. ??? New York (-1)
  11. ??? Dayton, Ohio (+4)
  12. ??? Richmond/Petersburg, Va. (-2)
  13. ??? Seattle/Tacoma (+14)
  14. ??? San Francisco/Oakland/San Jose (-2)
  15. ??? Raleigh/Durham/Fayetteville, N.C. (+4)
  16. ??? Indianapolis (+15)
  17. ??? Omaha, Neb. (+11)
  18. ??? Houston (-7)
  19. ??? Milwaukee (+13)
  20. ??? Baltimore (-2)
  21. ??? Syracuse, N.Y. (+2)
  22. ??? Boston (-8)
  23. ??? Colorado Springs/Pueblo, Colo. (+2)
  24. ??? Lexington, Ky. (-2)
  25. ??? Miami/Ft. Lauderdale (-1)
  26. ??? Hartford/New Haven, Conn. (+10)
  27. ??? Knoxville, Tenn. (+11)
  28. ??? Buffalo, N.Y. (+1)
  29. ??? Atlanta (-8)
  30. ??? Louisville, Ky. (+5)
  31. ??? Charleston/Huntington, W. Va. (+18)
  32. ??? San Diego, Calif. (-6)
  33. ??? Cedar Rapids/Waterloo, Iowa (+12)
  34. ??? Minneapolis/St. Paul (+12)
  35. ??? Phoenix (-1)
  36. ??? Pittsburgh (-6)
  37. ??? Honolulu (-19)
  38. ??? Grand Rapids/Kalamazoo, Mich. (+1)
  39. ??? Grand Junction/Montrose, Colo. (-1)
  40. ??? Nashville, Tenn.
  41. ??? Lincoln/Hastings/Kearney, Neb. (+7)
  42. ??? Albany/Schenectady/Troy, N.Y. (+2)
  43. ??? Charlotte (-10)
  44. ??? Tampa/St. Petersburg, Fla.
  45. ??? Sacramento/Stockton/Modesto, Calif. (-4)
  46. ??? Las Vegas (-30)
  47. ??? Greenville/Spartanburg/Asheville, S.C.
  48. ??? Champaign/Springfield, Ill.
  49. ??? Portland, Or.
  50. ??? Sioux City, Iowa
SHOWS: World News

Source: http://abcnews.go.com/blogs/health/2013/01/18/chicago-top-city-for-bed-bugs/

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NBA: Sacramento 95, Washington 94

Published: Jan. 17, 2013 at 12:29 AM

SACRAMENTO, Jan. 17 (UPI) -- A free throw by Tyreke Evans with 11 seconds to go Wednesday and a series of missed shots by John Wall brought Sacramento a 95-84 victory over Washington.

The Wizards were deprived of what would have been their fourth straight win. They had defeated Oklahoma City, Atlanta and Orlando after having managed just four victories in their first 32 games.

Washington's loss came in the opener of a five-game road trip after the Wizards had led for most of the second half.

Martell Webster gave Washington a three-point lead by hitting a long-range shot with 1:27 remaining, but Sacramento tied it on an attempt from beyond the arc by John Salmons with 1:13 to play.

The only point scored after that came from Evans when he made 1-of-2 free throws. That followed two missed shots from the line by Wall, who also failed to connect on a field goal at the buzzer after grabbing an offensive rebound.

Salmons, Evans and DeMarcus Cousins all scored 21 points in bringing the Kings a second consecutive win. Cousins added 16 rebounds.

Bradley Beal hit 9-of-14 shots from the field, six of them 3-pointers, and scored 26 points for the Wizards.

Source: http://www.upi.com/Sports_News/2013/01/17/NBA-Sacramento-95-Washington-94/UPI-40791358400579/

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Friday, January 11, 2013

?Common Sense? Media for Kids and Video Games ? Time Warner ...

If you have children that love playing video games, chances are they might have recently received a new gaming system or new video games for holiday gifts.?As a parent, you probably want to know everything you can about the games your kids are playing, including their ratings, any objectionable content, and if they have any educational value. Aside from playing the games yourself, which could take hours, where do you turn to learn about today?s video games??

Never fear, there are trustworthy, informative resources available to you. Time Warner Cable has partnered with Common Sense Media, a not-for-profit group dedicated to improving the lives of kids and educating families through information on media and technology. Time Warner Cable?s digital television customers can watch an educational video of ?Video Game Tips? on TWC?s Entertainment On Demand channel (under the ?411 for Parents? tab) to better instruct them on appropriate games for their kids. In addition, Common Sense Media has an online guide to popular video games, with ratings and recommendations for families and kids based on their age.

That?s not all though. They have also made other educational videos for parents and kids available on TWC?s Entertainment On Demand on important topics, such as apps, celebrity role models, cyberbullying, online gaming, sexting, texting, YouTube and more. There?s also a ?411 on Movies? category on the channel with movie reviews of popular films currently in the theater and on DVD.

To find out where Entertainment On Demand is located on in your area, look up your channel lineup.

Categories: Cool Stuff, Corporate Social Responsibility, In the Community, Internet Safety, On Demand, Social Media Issues/Strategy, What's New

Source: http://www.twcableuntangled.com/2013/01/%E2%80%9Ccommon-sense%E2%80%9D-media-for-kids-and-video-games/

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Thursday, January 10, 2013

Thieves hit tornado-stricken woman

Comments WLFI.com is migrating to a more stable commenting system called DISQUS. This system is used by CNN, TIME, FOX News, numerous blogging sites and has over 75 Million registered users. Unfortunately we can't migrate our current user accounts to this new system.

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Cancer ends Linz' college career

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North Dakota State University senior Hannah Linz will miss the rest of the women?s basketball season to receive treatment for Hodgkin?s lymphoma.

Posted: Thursday, January 10, 2013 6:30 am | Updated: 11:18 am, Wed Jan 9, 2013.

Treatment for Hodgkin?s lymphoma did not force Hannah Linz to miss any games with the North Dakota State University women?s basketball team in 2010.

The 2009 Eden Valley-Watkins High School graduate will not be so lucky the second time around.

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